What is a CEMA loan, and how can it reduce my mortgage recording tax?

A consolidation extension and modification agreement or CEMA … their mortgage In some unique cases it is also available to buyers  Why do owners and buyers use a CEMA This maneuver … by Alanna Schubach … Buy … Negotiating + Financing … Bricktionarybuying … mortgage … taxes … What is a CEMA

By Evelyn Battaglia |June 18, 2026 - 9:30AM
What owners and would-be buyers should know about the increased SALT deduction cap

… get off the fence and into the real estate market The SALT cap has a 1 percent yearly increase through 2029 before … hightax states wanted to double or even remove the SALT cap In the end the Senate version of the bill raised the SALT cap for individuals who itemized their deductions to $40000 …

By Jennifer White Karp |July 21, 2025 - 4:30PM
What is a mortgage recording tax? Are there ways to reduce it?

Buying a coop condo or house in New York City means you can expect … closing costs for coops are much lower than condos  … A CEMA or mortgage assignment reduces your payment … One way … … Buy … Negotiating + Financing … Bricktionary … closing … In case you missed it … mortgage … …

By Brick Underground |February 18, 2025 - 12:30PM