What is a CEMA loan, and how can it reduce my mortgage recording tax?

… loans are most commonly used by owners who are refinancing Purchase CEMAs are rare but allow buyers to only pay tax on … without a complete unbroken chain you cant do a CEMA … A purchase or splitter CEMA … The other type of CEMAcalled  a purchase CEMA or splitterinvolves consolidating two or more …

By Evelyn Battaglia |March 25, 2025 - 9:30AM