What is the certificate of occupancy and why is it such a big deal?

… buying in New York City one of the documents you will need to obtain is the certificate of occupancy which is sometimes shortened to C of O or just CO It identifies how a building can be usedfor example whether it is zoned … going to approve your mortgage  And if youre a tenant and find out the apartment doesnt have a C of O you can withhold …

By Evelyn Battaglia |October 7, 2025 - 2:00PM