Bricktionary

Brick townhouses in NYC
Negotiating + Financing
What is a CEMA loan, and how can it reduce my mortgage recording tax?

… A consolidation extension and modification agreement or CEMA is a loan only available to New Yorkers The most common CEMA is … their mortgage In some unique cases it is also available to buyers  Why do owners and buyers use a CEMA This maneuver …

By Evelyn Battaglia |June 18, 2026 - 9:30AM
Apartment buildings in New York City
Sell
What is a pied-à-terre? What makes it different from a typical NYC apartment?

… foot to the ground Some owners refer to them simply as second homes According to Martha Stark a clinical professor at the …

By Evelyn Battaglia |March 5, 2026 - 10:30AM
rental apartment NYC
Roommates + Landlords
What is the warranty of habitability and how does it affect tenants?
By Evelyn Battaglia |February 24, 2026 - 10:45AM
apartment building in NYC
Rent
What is the certificate of occupancy and why is it such a big deal?
By Evelyn Battaglia |October 7, 2025 - 2:00PM
Modern residential buildings in Chelsea, Manhattan
Negotiations + Closings
What is a post-closing possession agreement and what are the risks for buyers and sellers?
By Brick Underground |July 16, 2025 - 12:30PM
A three-bedroom unit on the market for $1.525 million at Citylights
Sales Market
What’s a condop? What do I need to know about buying there?
By Evelyn Battaglia |May 6, 2025 - 10:30AM
Brooklyn apartment buildings
The Search
Understanding net effective rent: Here's how to calculate your real monthly rent
By Jennifer White Karp |March 26, 2025 - 4:00PM
Representative Hakeem Jeffries, House Democratic leader, secured $1,400,000 in federal funding for Interboro CLT.
Co-ops
What is a community land trust? How does it help low-income buyers?
By Jennifer White Karp |February 25, 2025 - 2:00PM
nyc old and new buildings
Negotiating + Financing
What is a mortgage recording tax? Are there ways to reduce it?
By Brick Underground |February 18, 2025 - 12:30PM
Single-family apartments in the Williamsburg neighborhood in New York (USA)
Roommates + Landlords
What is a rent-impairing violation for a NYC apartment?
By Celia Young |January 3, 2025 - 1:30PM