What is a CEMA loan, and how can it reduce my mortgage recording tax?

… A consolidation extension and modification agreement or CEMA is a loan only available to New Yorkers The most common CEMA is … their mortgage In some unique cases it is also available to buyers  Why do owners and buyers use a CEMA This maneuver …

By Evelyn Battaglia |June 18, 2026 - 9:30AM
What is a pied-à-terre? What makes it different from a typical NYC apartment?

… foot to the ground Some owners refer to them simply as second homes According to Martha Stark a clinical professor at the …

By Evelyn Battaglia |March 5, 2026 - 10:30AM