What is the certificate of occupancy and why is it such a big deal?

… When youre buying in New York City one of the documents you will need to obtain is the certificate of occupancy which is sometimes shortened to C of O …

By Evelyn Battaglia |October 7, 2025 - 2:00PM
What is a CEMA loan, and how can it reduce my mortgage recording tax?

… modification agreement or CEMA is a loan only available to New Yorkers The most common CEMA is offered to those who are refinancing their mortgage In some unique cases it is also … Lopez an attorney who works with National Cooperative Bank Editors note A previous version of this post was …

By Evelyn Battaglia |March 25, 2025 - 9:30AM