What is a CEMA loan, and how can it reduce my mortgage recording tax?

… common CEMA is offered to those who are refinancing their mortgage In some unique cases it is also available to … two said Miguel Lopez an attorney who works with National Cooperative Bank Editors note A previous version of this … a principal balance of $100000 on your mortgage and then refinance with a new lender for a mortgage of $200000 you …

By Evelyn Battaglia |June 18, 2026 - 9:30AM
What is the warranty of habitability and how does it affect tenants?

… law in every lease whether it is stated explicitly or not that landlords must abide by in order to keep your … in any way Tenants can argue they are entitled to withhold rent if a landlord violates the warranty of habitability by … to your stove oven or refrigerator a lack of hot water or heat malfunctioning radiators broken toilets sinks or tiles …

By Evelyn Battaglia |February 24, 2026 - 10:45AM
What is a mortgage recording tax? Are there ways to reduce it?

… Buying a coop condo or house in New York City means you can expect to … a lien search for a coop andif you are using financinga mortgage recording tax  The reason you pay the mortgage … Margolis Bergson Its also a tax you will have to pay if you refinance However there are ways to save on the mortgage

By Brick Underground |February 18, 2025 - 12:30PM