Diary of a First-Time Buyer: 13 lessons learned after 60+ apartments

… two attorneys three brokers and two coop board applications what did I learn Here are a few takeaways I am happy to share I wish I had gone to a first time buyer seminar so I could manage my expectations understand … bit of space for a lot more light If youre looking to buy on your own it really really helps to have a friend come …

By Elle Bee |August 5, 2013 - 9:57AM
Closing time: On June 27, 2013, I finally became a co-op owner

… official documents identify me as Elena the name my parents gave me  It never occurred to me as my entire credit … binder And missing my friend Chris who had seen some 60plus apartments with me but wasnt there for the finale    I … to know   Next up Lessons learned Elle Bee is a lifelong renter currently in the process of buying a Brooklyn …

By Elle Bee |July 15, 2013 - 12:34PM
My co-op board interview: Sometimes you need to leave the Marc Jacobs bag at home

… Once I received notice of the loan approval from my lender my life went into warp speeda headspinning ride … my mortgage payment And I left the Marc Jacobs bag at home When I arrived at 8 pm on Tuesday evening I was met in … Elle makes a deal With Brooklyn behind me I head toward Hudson Heights My Big Fat Board Interview column How to buy …

By Elle Bee |June 17, 2013 - 10:22AM
Another co-op board package, and a commitment letter countdown

… statements demonstration of income 12 months of cancelled rent checks I provided six letters of employment verification supporting up my freelancer status and another six letters of business and … onequarter of the residents actually owned dogsI knew I had legal grounds to fight him But did I really need one more …

By Elle Bee |May 29, 2013 - 8:58AM
The two most beautiful words a mortgage applicant can hear

… At this point in my apartmentbuying careerand yes at times it has felt like a fulltime … lender with access to more flexible loan products than what commercial banks can offer  I was assigned by phone to … recommended a statesponsored loan program for firsttime buyers appropriate for midincome earners and people like me …

By Elle Bee |May 6, 2013 - 1:42PM
Hell is applying for a mortgage...as a self-employed writer

… project I hoped that by closing in May I could avoid a legal confrontation even if I knew I could win The mortgage … phone Next up Master of my domain Elle Bee is a lifelong renter currently in the process of buying a Brooklyn … why he took the coop plunge and how he basically lives for free Unraveling NY real estate spinone white lie at a time …

By Elle Bee |April 22, 2013 - 11:41AM
Elle makes a deal

… numbers game Elle Bee is a lifelong renter determined to buy an apartment in NYC She is documenting her experience for this column  Diary of a FirstTime Buyer   Related posts How to Buy a NYC apartment What I learned from 150 apartments …

By Elle Bee |April 8, 2013 - 2:10PM
With Brooklyn behind me, I head toward Hudson Heights

… had not been updated in decades Id likely have a neargut renovation ahead Still it was a true twobedroom had two … window let in ample light from an unobstructed angle The kitchen wasnt to my liking but I thought I could live with … I thought I could manage it if I forewent the kitchen and bathroom renovations I would like to have done to bring it …

By Elle Bee |March 25, 2013 - 10:42AM
After the board interview, a title search bombshell

… real Next up Bye bye Brooklyn     Elle Bee is a lifelong renter currently in the process of buying a Brooklyn apartment … My Big Fat Board Interview What I learned from 150 apartments before I finally bought one Here are 7 things …

By Elle Bee |February 11, 2013 - 2:12PM