mortgage

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Negotiating + Financing
What is a CEMA loan, and when does it make sense to get one?

… their mortgage In some unique cases it is also available to buyers  Why do owners and buyers use a CEMA Its a maneuvercalled a mortgage … Mortgage recording tax is only paid on real property like a condo or townhouse so coop owners have no need for a CEMA …

By Evelyn Battaglia |April 5, 2024 - 2:30PM
New York, NY, USA - December 21, 2015 - Home alone above the former L’ Greta Spa in New York City.
Negotiating + Financing
What's a reverse mortgage—and how common are they in NYC?
By Celia Young |April 2, 2024 - 3:30PM
someone checks their credit score on their phone screen with a cup of coffee in the background
Negotiating + Financing
First step in buying an apartment: Get your credit score up
By Celia Young |March 26, 2024 - 9:30AM
Businessman signing a mortgage contract of a sale for a new house
New Construction + Condos
Should I ask the seller to buy down my mortgage rate?
By Celia Young |March 25, 2024 - 3:29PM
Brownstone facades & row houses in an iconic neighborhood of Brooklyn Heights in New York City
Sales Market
3 ways to beat all-cash buyers (without beating their price)
By Celia Young |March 18, 2024 - 2:31PM
A row of old brick apartment building skyscrapers along a street on the Upper West Side of New York City
Sales Market
A summertime interest rate cut won't fix NYC's inventory problem, experts predict
By Celia Young |March 13, 2024 - 9:55AM
Aerial view of Staten Island St George Ferry terminal. Manhattan Area, New York of USA. Skyline and cityscape with skyscrapers at United States of America, NYC, US. American architecture.
Negotiating + Financing
How I cut my monthly mortgage payment in half so I could keep my Staten Island home
By Celia Young |March 4, 2024 - 9:30AM
kitchen renovation
Renovation
If you need financing to buy AND renovate in NYC, here are the types of loans you can get
By Jennifer White Karp |February 9, 2024 - 9:30AM
Overhead view First Avenue with traffic in Manhattan
Negotiating + Financing
Fed holds interest rates steady and March cuts are unlikely
By Jennifer White Karp |February 1, 2024 - 12:30PM
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Negotiating + Financing
Buying for the first time in NYC? Be sure to prep your finances first
By Evelyn Battaglia |January 30, 2024 - 10:30AM