I have $100,000 in the bank but no income. Can I still rent an apartment in NYC?

… versions of this article contained reporting and writing by Virginia K Smith Nikki Mascali and Emily Myers … You Might Also Like … … York City Ive been saving up and have a trust from a family member which will total $100000 to $150000 by the time Im …

By Evelyn Battaglia |March 20, 2026 - 9:30AM
No co-signer for your rental? No problem—try these 6 guarantor workarounds

… To demonstrate that you can reliably pay your rent you will usually need to show a combination of good … credit and an annual salary of 40 to 45 times the monthly rent That hurdle can be impossible to clear given New York Citys notoriously skyhigh rents If that describes your situation youll need to find a …

By Evelyn Battaglia |February 5, 2026 - 11:30AM