first-time buyer

co-op board package brick underground
Co-ops
10 steps for creating a stellar co-op or condo board application
By Evelyn Battaglia |February 12, 2025 - 12:30PM
Towers of the East River Co-ops (1956) in the Lower East Side, NYC. In the foreground is the East River and East River Park under renovation. These were the tallest reinforced concrete apartment structures in the United States at the time of their construction.
Co-ops
How first-time buyers can apply for up to $100,000 in down payment assistance
By Celia Young |February 3, 2025 - 3:00PM
NYC apartment buildings
Negotiating + Financing
Buying for the first time in NYC? Be sure to prep your finances first

… versions of this article contained reporting and writing by Alanna Schubach … You Might Also Like … viewbublogpanes=ymalinline …

By Evelyn Battaglia |January 21, 2025 - 1:30PM
NYC building facades
Negotiations + Closings
The buyer's and seller's guide to NYC closing costs
By Evelyn Battaglia |January 6, 2025 - 10:00AM
NYC apartment buildings
Negotiating + Financing
What are the differences between jumbo and conforming loans?
By Brick Underground |December 4, 2024 - 2:30PM
A view of the pool at The Beacon at Garvies Point in Glen Cove, NY
New Construction + Condos
Condos in the burbs? For some buyers, the suburban dream is not a house
By Jennifer White Karp |September 23, 2024 - 2:30PM
Allie Rose
Buy
From Kips Bay to the UES: I bought a studio because asking rents were too high
By Kelly Kreth |August 22, 2024 - 12:30PM
Astoria Queens apartments
Negotiating + Financing
The home loan that lets first-time buyers put as little as 3 percent down

… In New York City banks often require you to put at least 20 … allow a 3 percent down payment for singlefamily houses and condos and a 5 percent down payment for coops Of those …

By Evelyn Battaglia |May 23, 2024 - 12:30PM
Matthew Sloane
Co-ops
From Greenpoint to Sunnyside: After sublets and apartment shares, I wanted the security of owning a place
By Kelly Kreth |May 3, 2024 - 10:00AM